About Us
At Disability Dreams Group, our mission is to provide comprehensive solutions for individuals with physical or mental impairments, helping them access tax credits, government grants, trusts, and estate planning. We specialize in guiding clients through the process of qualifying for the Disability Tax Credit (DTC), aimed at individuals whose impairments significantly restrict daily activities.
Founded by David Muir, who was motivated by his own experience as a parent of a child with a severe learning disability, Disability Dreams Group was created to help families navigate the often-overlooked benefits available to them. With over 40 years of expertise in tax recovery, income taxes, and investment planning, David recognized a critical gap—many families were unaware of the financial support they could receive, simply because tax preparers rarely address such needs.
Operating from our Head Office in Milton and our Eastern Ontario Office, we take a holistic approach combining investigation, assessment, recovery, and future planning to help families secure financial relief, reduce taxes, and plan for a better future. We’ve built a successful track record of helping individuals and families, ensuring they get the support and benefits they deserve.
Let us help you navigate the complex world of tax credits and financial planning to create a brighter future for you and your loved ones.
What We Do
We will first explain what the Disability Tax Credit is, and how it works to benefit you in many different areas of your financial landscape.
We then assess your personal situation to gain an in-depth understanding of the circumstances affecting your daily life. Once we gather all the relevant information regarding your impairment, we will inform you If we are confident in Canada Revenue Agency approval and we will then proceed to start the application process with you.
You will need to see your doctor or other medical practitioner as per the requirements of the disability tax process, but we will talk with you before this appointment and coach you appropriately as to what to ask the doctor.​
We will provide you with forms that have been preconfigured so that the portions that you are required to fill in are clearly marked for easy completion.
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You can rest assured that we take most of the stress out of this process, as it can be very frustrating and daunting when looked at. We will break it down for you in order for you to clearly see the cumulative benefits available through the Disability Tax Credit certificate.
Once we have successfully filed your application, we will perform a follow-up review of your financial and tax position in order to give you suggestions and guidance for developing an ongoing plan.
Once the plan has been examined from all angles, we will set a timetable for you to return for the renewal of the DTC certificate. Lastly, we encourage you to contact us at tax time to ensure that your deduction and other eligible benefits relating to your DTC case are still maximized.
Free Consultation, No Obligation, No Upfront Fees, Lowest Fees, Maximum Return
How We Can Help
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Did You Know?One in six Canadians have some level of disability many of whom will require lifelong care and support. The disability tax credit reduces the amount of income tax you pay. It is a yearly tax credit on your income tax return for current and future years. You can also claim up to ten years retroactively which can result in tax refunds in excess of $25,000. These tax savings truly help offset the inherent costs of living with a disability.
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How Can We HelpWe are experts in the disability tax credit and want to make sure that eligible Canadian’s know how to access this legitimate entitlement under the Income Tax Act. By engaging us, we can ensure that your application for the disability tax credit is done properly and professionally. If necessary, we will advocate on your behalf and keep you well informed of the process and progress. We will file the application with the CRA and answer any questions they may have. Finally, DDG will file all tax adjustments up to ten years, transfer unused credits to family members and file a formal objection should the application be denied.
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Special Needs PlanningOur goal is to provide guidance and expertise in order to enhance the lives of people with special needs through comprehensive life planning process. Every family who has someone with a disability has added responsibilities that require special considerations. Parents, siblings, family and community must all work together and help out in as transparent a way as possible to provide lifetime security. Our Life Plan ensures that the financial and estate planning decisions provide maximum benefit for the disabled individual and his/her family.
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Monarch WealthDisclaimer David Muir is a registered mutual fund representative with Excel Private Wealth in the Province of Ontario, and an independent life agent in the Province of Ontario. The information on this website is not intended as financial advice without an assessment of your personal situation. Always consult a lawyer or accountant for detailed legal or tax advice.